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467 | Back To The Future: Are Our 2015 Investing Strategies Still Relevant Today?

The Property Couch

Wed Nov 08 2023



Asset selection:

  • Emphasizes the importance of selecting high-quality assets, especially during a depressed market, as it presents an opportunity for counter-cyclical buying.
  • Discusses the significance of proximity to major cities and satellite cities, highlighting the impact on long-term growth and wealth creation.

Borrowing power:

  • Highlights the need for individuals to understand their borrowing power and how it can influence their property investment strategy.
  • Stresses the importance of considering interest rates when assessing borrowing power, especially in relation to long-term financial commitments.

Cash flow management:

  • Focuses on cash flow management as a fundamental pillar of property investment mastery, emphasizing its role in sustaining investments and ensuring financial stability.
  • Discusses the evolution from focusing solely on debt servicing debt to prioritizing surplus income allocation towards property investments.

Defense:

  • Explores the concept of defense within property investment strategies, particularly regarding protecting personal income through insurance products such as income protection and life insurance.
  • Recognizes the importance of safeguarding individual earnings to mitigate potential risks associated with property investment.

Property investment strategies 2015:

  • The speakers reflect on property investment strategies and theories from 2015 to assess their relevance today.
  • They emphasize the importance of conservative, low-risk approaches as a bedrock for success in property investing.
  • The advisory firm's principles involve turning away prospective clients seeking high-risk ventures not aligned with their approach.

Importance money management:

  • The speakers stress the significance of effective money management for long-term financial security.
  • They highlight the mindset shift needed to transition from worrying about money to achieving financial freedom through disciplined habits.
  • Common misconceptions around personal money management are addressed, emphasizing the necessity of trade-offs for wealth creation.

Insights property investor survey:

  • The survey results reveal that most property investors prioritize self-funding retirement without reliance on government support.
  • Other priorities include providing a better financial life for family, adding to retirement nest egg, and retiring earlier with options to work less.
  • Few respondents cited building a financial legacy or aiming to become rich, highlighting altruistic motivations among experienced investors.

Evolution podcast production:

  • The podcast hosts reflect on the evolution of their production process, acknowledging improvements in editing and content delivery methods.
  • They express appreciation for technological advancements enabling more efficient production and distribution of podcast episodes.